Why is the United States in such a bad Economic State? Well the answer is quite simple. We the people have been far to busy enjoying a lifestyle that we simply cannot afford. Every where you look you have seen people enjoying themselves while sinking further into a debt that they simply cannot pay back. We have bought everything that our hearts desire big houses, luxury cars, the latest and greatest in technology, taken the family on wonderful once in a lifetime trips, we eat out so much that we start to wonder why we have kitchens in our houses and we have done all this on credit. I have often wondered how so many people can afford the lifestyles that they live. Well the answer is they can't. You see there was once a time when banks would only lend money to people who could afford to pay it back and people hated banks for that. Well things changed and everyone, who could fill out a credit application and show some kind of income, was given the opportunity to indulge themselves in whatever they wanted and they did. With their new found wealth (credit) they enjoyed the fruits of little to no labor. Now it's time to pay the piper and guess what they can't. The sob stories are endless, because people don't want to take responsibility for their actions. We couldn't wait to have the things we wanted and now somehow it's not our fault. When will people learn that everything has a price and one day you will be asked to pay that price. We have been so focused on closing the gap between those who have and those want what others have, that we have spent ourselves into this financial mess we are now in.
I remember a time when people had to save their money to buy what they wanted. The work and effort put into attaining that which we wanted made that prize all the more special and once we got it we took care of it. In this throw away society we value almost nothing. Why because anything and everything has become far to easy to replace. Ladies and Gentlemen this is our wake up call. We can fix this and we will get through this but it will take sacrifice and an understanding. We will be forced to give up all the things that we thought we wanted and we will have to understand that if we want it we will have to work and save in order to get it. There is a reason we call it building wealth. So far to many people have built nothing and enjoyed everything. Don't listen to the salesperson or million dollar ad on TV that stirs your emotions, instead follow that inner voice that guides you to true happiness and that which you know is right. You and your children don't need a ton of stuff to be happy. What you need is some money in the bank when times get tough, food on the table, cloths on your bodies, and a roof over your heads. Focus on the things that truly matter and life will be easier and you will be happier. Life is full of lessons will you learn from this one? The Choice is Yours...............
